Business & Finance: How Much Can You Earn When You Are Receiving Social Security Benefits?

How Much Can You Earn When You Are Receiving Social Security Benefits?

Social Security allows early retirement at age 62 if you have sufficient work history, but if you continue to work, you may find that financial surprises await. Social Security applies penalties to earned income in excess of allowed limits, and the Internal Revenue Service taxes Social Security bene

Business & Finance: IRA and 401k Deferral Limitations

IRA and 401k Deferral Limitations

The Internal Revenue Service regulates contributions into both 401k plans and Individual Retirement Accounts. While the deferral limits don't change for investors, deducting contributions varies with IRA accounts depending on income, marital status and whether or not you are covered by a 401k plan.

Business & Finance: How to Write Dispute Letters to Credit Agencies

How to Write Dispute Letters to Credit Agencies

When you notice an error on your credit report, it's your responsibility and right to dispute the problem. If an error stays on your report, it can hinder your ability to obtain new credit, a mortgage or insurance. To avoid errors staying on your report for too long, order a free copy of your credit

Business & Finance: Can I Withdraw Money From a Custodial IRA?

Can I Withdraw Money From a Custodial IRA?

A custodial IRA is established on behalf of a minor child who is eligible for IRA contributions. Eligibility requires earned income in the year the contribution is made but doesn't need to come directly from income. This means parents or grandparents can gift the contribution into the IRA. Taking mo

Business & Finance: What If My Unemployment Check Is Higher Than My Full-Time Job?

What If My Unemployment Check Is Higher Than My Full-Time Job?

Unemployment benefits, also known as unemployment insurance, are a form of payment made to workers who are eligible and willing to work but who have recently been forced out of a job. The amount of benefits that a person receives will be based on a number of factors -- chiefly, how much he made whil

Business & Finance: How Do I Pay a Lost Speeding Ticket in Colorado?

How Do I Pay a Lost Speeding Ticket in Colorado?

When you are ticketed for speeding in Colorado you are given a printed ticket. This ticket comes with a claim number. You need this number in order to pay the fine through the county or town you are caught speeding in. If, however, you can't seem to find the speeding ticket it is still possible to p

Business & Finance: Does a Student Loan Offset Delay Your Refund?

Does a Student Loan Offset Delay Your Refund?

Failure to repay a student loan can lead to a federal tax refund offset, which could delay your tax refund check. An offset occurs when a portion of your federal income tax refund is withheld to settle an outstanding federal or state debt, such as student loans or delinquent taxes. The Treasury Offs

Business & Finance: Rules for Unemployment in Georgia if Fired

Rules for Unemployment in Georgia if Fired

The Georgia Department of Labor administers the state's Unemployment Insurance Program. Applicants who are unemployed through no fault of their own or partially unemployed for a lack of available work qualify for unemployment benefits if they look for suitable work and remain able to accept employme

Business & Finance: Free Money Management Tips

Free Money Management Tips

Money can be hard to managemoney money image by Valentin Mosichev from Fotolia.comNumerous money management tips can be found online. However, it can be difficult determining which ones are effective for your personal financial situation. Review each tip and its source to determine if it...

Business & Finance: How to Figure Out the Present Value of an Annuity at Different Interest Rates

How to Figure Out the Present Value of an Annuity at Different Interest Rates

The present value of an annuity is the value of all future payments after backing out, or removing, the interest each earns between the present time and the time of payment. The present-value formula that backs out these interest rates is PMT/(1+i)+PMT/(1+i)^2 +...+PMT/(1+i)^n, where "n" payments of

Business & Finance: What Are the Positives & Negatives of Having a Debit Card?

What Are the Positives & Negatives of Having a Debit Card?

There are many considerations to using a debit card.Credit card globe image by patrimonio designs from Fotolia.comDebit cards, also known as check cards, have both positive and negative points. Debit cards look like credit cards, but they are linked directly to a checking or other bank...

Business & Finance: How to Move Funds From a 401(k) to an IRA

How to Move Funds From a 401(k) to an IRA

If you leave your job, are unhappy with your 401k provider, or just want a change, you are allowed to move funds from your 401k to an IRA. The procedure is relatively straightforward, but there are certain regulations that you must obey to avoid any adverse tax consequences. Additionally, you should

Business & Finance: Teach Online and Earn Extra Money

Teach Online and Earn Extra Money

Online teaching is becoming more and more popular today because people find it easier to do and the money they earn is enough to cover up their expenses. Earning money with online teaching is one ...

Business & Finance: Ways to Build Credit After Bankruptcy

Ways to Build Credit After Bankruptcy

Using only cash will not help you rebuild your credit after bankruptcy.dix dollars, 10 dollars, ten dollars, dieci dollari, ten box image by Blue Moon from Fotolia.comIf you are facing huge credit card debt, bankruptcy may be the only option to keep your family from putting every last...

Business & Finance: Journalism Graduate Scholarships

Journalism Graduate Scholarships

Graduate students working on an advanced journalism degree can use that degree to make more money, advance their careers and gain additional experience. The additional degrees do not come without a price, however. Students who pursue a graduate degree in journalism can expect to pay almost $31,000 a

Business & Finance: Is Social Security Counted Towards a Parent's Income?

Is Social Security Counted Towards a Parent's Income?

Social Security benefits received by children are not counted towards their parents' incomes. Children receive Social Security benefits after one or both of their parents have met the requirements of the Social Security Administration before they died, retired or became disabled. Their benefit amoun

Business & Finance: Group Medical Insurance

Group Medical Insurance

Group Medical Insurance is one of the benefits of employment at most companies. It is consider a great advantage because of so many reasons. The first benefit is that the premiums for group insurance are ...

Business & Finance: How to Create a Bar Chart Online

How to Create a Bar Chart Online

Making a personal budget can seem like an overwhelming task, especially if mathematics isn't your forte. If you're trying to make sense of numbers, and can't figure out an easy way to make the numbers spring to life, look no further than a bar graph. A bar graph is a visual way of seeing how element